Terms and Conditions

1. Acceptance of Terms

By using the RGA International LLC website ("the Website"), you agree to be bound by these Terms and Conditions. If you do not agree to these Terms and Conditions, please refrain from using the Website.

2. Use of the Website

2.1 Age Requirement:

You must be at least 18 years of age or have the legal capacity to enter into a contract in your jurisdiction to use this Website. If you are under 18, you must have parental or guardian consent.

2.2 Account Registration:

Some areas of the Website may require account registration. You are responsible for maintaining the confidentiality of your account information and agree to accept responsibility for all activities that occur under your account.

2.3 Content Usage:

You may access and use the content on the Website for personal, non-commercial purposes only. You may not modify, reproduce, or distribute any content without written consent from RGA International LLC.

3. Privacy

Your use of the Website is also governed by our Privacy Policy. Please review this policy to understand our data collection and usage practices.

4. Intellectual Property

All content and materials on the Website, including but not limited to text, images, videos, and logos, are owned by RGA International LLC and are protected by intellectual property laws. You may not use, reproduce, or distribute any materials without prior written consent.

5. User Conduct

When using the Website, you agree not to:

**5.1 Violate any applicable laws or regulations.

**5.2 Infringe upon the rights of others, including their intellectual property, privacy, or publicity rights.

**5.3 Post or transmit any content that is defamatory, offensive, or harmful to others.

**5.4 Attempt to gain unauthorized access to the Website or its systems.

6. Links to Third-Party Websites

The Website may contain links to third-party websites or services. These links are provided for your convenience, but RGA International LLC does not endorse or control these websites. We are not responsible for their content, privacy practices, or any consequences of using these websites.

7. Termination

RGA International LLC reserves the right to terminate or suspend your access to the Website at any time, with or without cause, and with or without notice.

8. Limitation of Liability

RGA International LLC is not liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the Website, even if we have been advised of the possibility of such damages.

9. Changes to Terms and Conditions

We may modify these Terms and Conditions from time to time. Any changes will be effective immediately upon posting on the Website. It is your responsibility to review the Terms and Conditions regularly.